Start My NUA Today!
Do you know the tax advantages regarding Net Unrealized Appreciation (N.U.A.) or how it works with your lower cost basis stock? Did you know it’s a one-time opportunity BEFORE the final savings plan distribution? The good news is that we have experience helping retirees solve their problems, reduce their taxes, and increase their retirement flexibility. It’s easy to get started. Just click the START my NUA TODAY link or fax us all pages of a recent Savings plan statement. In 5 minutes or less you can be well on your way to making wiser decisions and planning ahead on critical investment and tax strategies.
The 3 P's Behind the Energy Industry & Your Retirement
Advisor.Investments reminds us gas doesn’t magically make its way to stations across the globe and you don't dump a lifetime of retirement savings in the lowest cost operation and hope for a good retirement. Preparing for and planning during retirement and is a detailed, ever-changing art and what worked for you a decade ago – or even a year ago – may not continue working for you today, tomorrow, or next year. Instead it's a process that requires work year after year throughout your lifetime we call the 3P’s.
10 Steps To Prepare For The Next Investment Storm
In this video Advisor.Investments attempts to turn a situation in which we have no control, into a series of questions that may help us take better action. When preparing for an “investment storm” we recommend you consider the following advice.
Company Paid Life Insurance
In this video Shane and James discuss ExxonMobil company paid life insurance.
Webinar: ExxonMobil Retirement Transition Process
This video was recorded from a live webinar broadcasted on December 4th, 2012 in which we discuss our experience with the ExxonMobil retirement transition process. In about 15 minutes we cover the main points of requesting an intent to retire package, consideration along the way, and reminders about the savings plan distribution.
In this video we explore and highlight some of the basics regarding selling covered calls on a stock. The video offers (1) the covered call explanation (2) an option quote review and (3) diagram of a hypothetical scenario.
The Retirement Package
In this 2013 video, Shane and James review in 8 minutes some of the forms that will be included in your retirement package to give you a preview of what’s expected and some of the decisions you will encounter.
The Retirement Decision
In this video, we address the all-important decision to retire. Each person’s decision will be unique. However, we hope to give some helpful information for those of you considering retirement from ExxonMobil and other companies.
Net Unrealized Appreciation Low Cost Basis Stock
In this video Shane and James give insight into Net Unrealized Appreciation including a brief definition of NUA, a savings plan overview, and a hypothetical scenario of the tax benefit.
Pension / Lump Sum Analysis - Part 3
In Part III, we looked at possible buyer’s remorse questioning what could go wrong to illustrate some pros and cons to both choices.
Pension / Lump Sum Analysis - Part 2
In Part II, we crunch some numbers to identify what the minimum and maximum pension payments could be and identify how many years until the lump sum amount was returned without interest in a couple examples.
Pension / Lump Sum Analysis - Part 1
In Part I, we review and examine what the different Pension and Lump Sum choices mean.