DIS and DAT Our periodic communication that reminds you to ask, “Should I react to those headlines?” June 2024 Opportunity Costs “A bird in the hand is worth two in the bush" Old prover As you may know, we distinguish clearly between money designated for “investments” and money allocated for “preservation” to simplify decision-making by stripping out industry jargon. For the preservation allocation, we use financial instruments with a “Preservation” objective such as money markets...

DIS and DAT Our periodic communication that reminds you to ask, “Should I react to those headlines?” “Luck don’t live out here. Luck lives in the city…You know, that’s whether you get hit by a bus or not. Whether your bank is robbed or not, or whether someone’s on their damn cell phone when they come up to a crosswalk. That’s luck. That’s winning or losing. Out here, you survive or you surrender. Period. That’s...

DIS and DAT Our periodic communication that reminds you to ask, “Should I react to those headlines?” April 2023 Confused and Scared? “Anyone who isn’t confused really doesn’t understand the situation.” Edward E Murrow Recent bank failures inevitably bring back memories of the great financial crisis around 2008. Now, as then, such failures are only one of a multitude of tumultuous historical events. A former United States President faces criminal charges amidst his ongoing political...